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June 3, 2026  11am - 1pm  11923 Oak Trail Way Port Richey, FL 34668

AI is the most innovative technology that saves immense time and provides you compelling information that can optimize your time and attendance in several ways. Time is our most precious single thing we have while on earth and how we choose to utilize the things we must do to accomplish our needs, wants, and goals is critically important. The invention and the evolution of AI technologies provide real estate agents a solid solution to significantly reduce time spent on performing and completing tasks that have been historically done manually. Every minute saved can be applied to what’s most important to your business, getting out and being in-front of more opportunities and leveraging more customers. Your future, your relevance, your business needs you to get as optimized as possible. Join me where I will show and tell some of the ways AI will do the heavy lifting and dramatically reduce the time you are spending doing it manually while the AI is often performing at a higher level than our human capabilities. AI is here to stay, to get better, to replace some human tasks, and your strategy should be to embrace everywhere you can. Don’t miss this learning and growth opportunity. 

 

A 2-1 buydown is a type of mortgage financing that temporarily lowers your interest rate for the first two years of the loan. In the first year, your rate is reduced by 2%, and in the second year, it's reduced by 1%. After that, your rate adjusts to the original agreed-upon rate for the remainder of the loan.

The cost of a 2-1 buydown can be paid by the buyer, seller, or lender, depending on the agreement. Often, sellers offer to pay for the buydown as an incentive to attract buyers, especially in a slower market. Buyers can also choose to pay for it themselves if they want lower initial payments.

Closing costs are fees associated with finalizing your home purchase, including loan origination fees, title insurance, appraisal fees, and more. They typically range from 2% to 5% of the home's purchase price. Some costs may be negotiable, and in certain cases, sellers may agree to cover part of them.

Your credit score plays a significant role in determining your mortgage rate. A higher score typically qualifies you for lower interest rates, which can save you thousands of dollars over the life of your loan. If your score is lower, you may still qualify for a loan, but at a higher rate.